Insulation Workers Labor Rates in Riverside-San Bernardino-Ontario, CA (May 2024)

In the Riverside-San Bernardino-Ontario, CA metro, the typical billed labor rate for insulation workers work is an estimated $70.29/hour, with most jobs falling between $65.07 and $78.64 per hour. Here is how that breaks down from what the worker actually earns.

What the worker earns (BLS OEWS, May 2024)

Median annual wage: $44,290.

What the homeowner pays (estimated billed rate)

The gap between the wage above and the rate you are quoted covers costs the wage figure never shows. Our model converts the median wage as follows:

• Labor burden ×1.30 — payroll taxes, benefits, and workers' compensation (about 30% on top of the base wage; the CA comp climate and the risk of insulation workers work drive this).
• + $34.00/hour overhead — trucks, tools, bonding, office, and unbillable hours (high cost tier for this metro).
• + 14% margin — the contractor's profit.

Applied to the 25th-75th wage percentiles, that yields the $65.07–$78.64/hour billed range above.

Why insulation workers costs what it does here

Workers' compensation is the variable homeowners never see. For insulation workers, comp and statutory burden add roughly 30% to payroll — in CA specifically, adjusted by the local comp climate. High-risk trades carry far more of this load than low-risk ones, which is most of why two trades earning similar wages can bill very differently.

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024, Riverside-San Bernardino-Ontario, CA (SOC 47-2131). View the BLS data. Billed rates are model estimates — see methodology.

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